Print Icon
 
   

This Market Update is brought to you by Daniel Patton, Michael Zanzini, Lorenzo Podda, and our President, Dave Butler.

     

The Bank of Canada didn't do homebuyers any favours by holding off on interest rate cuts last week, but despite that, our team at Better Mortgage Select still believes this spring and summer will be the most active real estate market in Ontario, in the last three years. Here’s why:

   
   

This is important because fixed mortgage rates are priced based on bond yields.

   
   

There’s more inventory and options than we've seen in a long time.

   
   

We're seeing rates in the low 4% range - and even some in the high 3’s.

   
   
     
   
   
     
   
   
     
   
   
     
   
   
     
   
   
     
   

We get it - rates over the last few years were at multi-decade highs, and refinancing probably didn’t make sense.


But now?
Interest rates have normalized, and we’re helping clients eliminate high-interest debt by rolling it into their mortgage—saving them thousands.


A few weeks ago, we shared just how much the average Canadian family could save:

   

OR, watch Daniel Patton explain how you can save:

   
     

2025 Mid-Year Review: June 11th @ 6:30 PM


Join us for a deep dive into what’s really happening in the real estate and mortgage world. Our expert panel will break down key trends from the first half of the year and give you actionable insights on what to expect for the rest of 2025. 


Click the image below to register:

   
   
     
   

Let us help you turn today’s real estate market into tomorrow’s opportunity.

   
   
   
     
   

As always, if you have any questions or want to do some mortgage planning, feel free to reach out to us at: